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Welcome to XHealth member services


05 Aug 2025

Start a conversation

Start a conversation

Start a Conversation

Have a question about your cover? On the Ask & Chat tab you can start a conversation with MChat, your trusted guide. You can chat in any South African language, and MChat will respond in the same language.

How MChat Helps You

  • Easy to use: Type your question or use voice-to-text if you prefer speaking.
  • Personalised guidance: MChat asks simple questions (like your age or fund balance) to give you relevant answers or calculations.
  • All languages supported: Chat in English, isiZulu, Afrikaans, or any of the 11 official languages. Just type “Please continue in English” if you want to switch.
  • Clear explanations: Information is explained in plain language, sometimes repeated in different ways so it’s easy to understand.
  • Shareable info: All articles can be downloaded or shared via WhatsApp.
  • Human help when needed: If your query is complex, MChat can connect you straight to a person for extra support.

Why Use MChat?

Instead of filling out forms, reading long documents or searching for information, MChat lets you ask questions naturally - just like talking to a person. It helps you understand your cover and guides you step by step.

Ready to try it?

Go to the Ask & Chat tab, start typing (or speaking), and let MChat do the rest.

Welcome to XHealth member services
Welcome to XHealth member services

Skip the call centre and long documents - just ask MChat for quick, friendly answers.


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