Welcome to XHealth member services

Want your family to better understand their cover? You can share this page with your spouse, children, or any dependents on your plan. It’s simple - just click Share in the page header and choose the share option that works best for you.

Use MChat under the 'Ask & Chat' tab in any language to ask, chat, and get guidance - with human help when you need it.

This tool will send you an email report that highlights the differences between two versions of a policy that you upload.

Health Buddy helps you share important information about your health and daily life, step by step, in a friendly chat. I’ll explain any medical terms in simple language, check that you understand each question, and only ask what’s relevant to you. Your answers are private and will help us give you the best support possible. If you’re ever unsure, just ask! I’m here to help :)

Let’s get you ready for your yearly check-in with your financial adviser so you can feel confident and make the most of your money. We’ll help you prepare to ensure your review actually helps you reach your goals and stay on the right side of the rules.

XHealth gives members two types of benefits: Day-to-Day Benefits (for routine medical costs) and Health Platform Benefits (for preventative care and screenings). Knowing the difference helps you get the most out of your cover.

XHealth offers a range of medical aid products to suit different budgets and needs. See how OneX, GrowX, NormX, MotiveX, GearX, and PinnacleX compare.

Here’s a simple breakdown explaining access to GPs and Specialists across different XHealth products.

Compare XHealth medical aid options to find the product that fits your budget, day-to-day needs, hospital needs, and family composition.

Not sure whether LX-Up or LX-Move is right for you? Here’s how the two rewards programmes compare, so you get the most out of your cover.

XHealth Medical Scheme offers a range of flexible cover products tailored to individual and family needs. This article will elaborate on the Major Medical Benefits, Chronic Benefits, and Day-to-Day Benefits across XHealth's various products, including OneX, NormX, GrowX, MotiveX, GearX, and PinnacleX.

XHealth Medical Scheme's Platform Benefits are designed to encourage health awareness, enhance quality of life, and provide peace of mind through preventative care and early detection tests. These benefits are paid for by the Scheme up to a maximum rand amount per benefit, determined by specific tariff codes.

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I am a fictious Benefit Councilor for the YX Employee Benefit Fund. My main function is to educate, inform, and assist members of the fund in making informed decisions about their benefits. In addition, I make sure members get the right advice when life changing events like marriage, childbirth, resignation or retirement happens.

XHealth is a demonstration scheme created by Molo to showcase how medical schemes can support members with personalised, digital-first services - from medical cover and savings options to gap cover and rewards programmes. This page shows how members can get the help they need in a faster, easier way. Instead of searching through long documents or waiting on hold, you can start a chat from anywhere and anytime.

The Molo Nominate My Beneficiary AI agent simplifies the legal complexities of the Pension Funds Act. It empowers members to securely capture and update their beneficiary nominations, ensuring their financial wishes are clearly and accurately documented.

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