Molo Call Centre


16 Apr 2025

Group life vs. funeral cover: know the difference

Group life vs. funeral cover: know the difference

Many employees confuse these two policies. Here’s the breakdown:

Group life cover

  • Pays out 3–5x salary
  • Covers natural & accidental death
  • Beneficiaries can be anyone

Funeral cover

  • Pays fixed amount (e.g., R50 000)
  • Covers death + some funeral costs
  • Usually restricted to family members

When to top up: If group life is insufficient for debts (e.g., a home loan), buy a separate policy.

Next steps

  • Review your cover on the portal’s “My Policies” page.
  • If you would like to discuss this in more detail, book your free 45-minute session with me today using the Contact button above.
Molo Call Centre
Molo Call Centre

Have questions and need answers, just ask Molo.


All content copyright molo.page 2026

Powered by molo.page