Need help with your finances?

Managing money can feel overwhelming - especially during big life changes. You may benefit from speaking to a professional adviser if you:

• Get married, start a family, change jobs, or go through divorce or illness.
• Plan to resign from your employer while part of an Employee Benefit Fund or medical aid.
• Want to review your life cover, disability cover, or funeral benefits.
• Need help saving for retirement or adjusting your contributions.
• Feel unsure if your current financial plan still meets your needs.

Why Work With a Financial Adviser?

Accredited financial advisers bring the knowledge and experience to help you make better decisions. They will:

• Understand your personal situation and how it affects your finances.
• Listen to your concerns and ask the right questions.
• Explain complex products in plain language.
• Tailor recommendations to your unique needs.
• Make sure your benefits and investments work together.
• Give you peace of mind that your financial plan is on track.

How to Connect With an Adviser

You don’t have to figure it out alone - here’s how to get help:

1. Use MChat
In the Ask & Chat tab, type “Please refer me to a financial adviser.” MChat will guide you through the steps and email you once your referral is confirmed.

2. Speak to Your Benefit Counsellor
As a YX Employee Benefit Fund member, your benefit counsellor is your first stop. They’ll explain your current benefits and, when needed, refer you to an accredited adviser for broader financial planning.

👉 Click “Get in touch” and let’s chat about your financial needs - no obligations, no fuss.