Welcome to YX Employee Benefit member services

Want your family to better understand their cover? You can share this page with your spouse, children, or any dependents on your plan. It’s simple - just click Share in the page header and choose the share option that works best for you.

Use Chat under the 'Ask & Chat' tab in any language to ask, chat, and get guidance - with human help when you need it.

This tool will send you an email report that highlights the differences between two versions of a policy that you upload.

Health Buddy helps you share important information about your health and daily life, step by step, in a friendly chat. I’ll explain any medical terms in simple language, check that you understand each question, and only ask what’s relevant to you. Your answers are private and will help us give you the best support possible. If you’re ever unsure, just ask! I’m here to help :)

Let’s get you ready for your yearly check-in with your financial adviser so you can feel confident and make the most of your money. We’ll help you prepare to ensure your review actually helps you reach your goals and stay on the right side of the rules.

The YX Employee Benefit Fund is recognized as the fund of choice for independent software developers. With a membership base exceeding 100,000 developers across South Africa, the YX Employee Benefit Fund has established itself as the largest fund within the software development community.

Big life change or money decision? See when it makes sense to speak to an adviser and how to get help.

The two-pot system limits how much of your retirement savings you can access when you leave your job. Here’s what you can take and what must stay invested.

Different benefits have different claiming rules. Here’s when you can claim from your Employee Benefit Fund.

If you’re not satisfied with the YX Fund’s service, you can easily lodge a complaint online, by phone, email, or WhatsApp. Find out more here.

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** This is a live demo. All the content you see is made up. ** molo.Comply is your personal CoFI compliance guide for South African advisers. Upload documents and get instant guidance on meeting both CoFI Bill requirements and your company's compliance policies. We guide you to make it better—with specific fixes and clear explanations. Try it!

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I am an Benefit Councilor for the YX Employee Benefit Fund. My main function is to educate, inform, and assist members of the fund in making informed decisions about their benefits. In addition, I make sure members get the right advice when life changing events like marriage, childbirth, resignation or retirement happens.

XHealth is a demonstration scheme created by Molo to showcase how medical schemes can support members with personalised, digital-first services - from medical cover and savings options to gap cover and rewards programmes. This page shows how members can get the help they need in a faster, easier way. Instead of searching through long documents or waiting on hold, you can start a chat from anywhere and anytime.

The Molo Nominate My Beneficiary AI agent simplifies the legal complexities of the Pension Funds Act. It empowers members to securely capture and update their beneficiary nominations, ensuring their financial wishes are clearly and accurately documented.

The YX Employee Benefit Fund is a demonstration scheme created by Molo to showcase how employee benefit funds can deliver personalised, digital-first services. From life cover and pension savings to funeral cover and employee wellness programmes, members can access the support they need quickly, easily, and in their own language. Instead of paging through complicated documents or waiting on hold, members can simply start a chat — anytime, from anywhere.

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The Molo Retirement Fund Trustee Portal is your central hub for mastering the complexities of all retirement fund related responsibilities. Empowering South African trustees with AI-driven insights, we ensure you navigate governance, investments, and member benefits with unparalleled expertise.

Chat, ask questions and get instant answers while you take control of your financial journey.

The Molo Call Centre demo page showcases how AI assists agents handling inquiries about employee benefits and medical aid in South Africa. The platform transforms your existing content into intelligent conversations, helping call centre agents find information quickly and easily. It also allows them to seamlessly share personalized content with customers.

You're experiencing it right now. This conversation is powered by our content - answering questions, in any language, 24/7. That's what we help you do with your content: turn articles, policies, and expertise into AI-powered conversations that qualify leads and provide instant answers.

I help organizations solve complex digital problems through better design and strategy. 25+ years experience with major financial institutions in South Africa. Currently building molo.page - transforming how businesses communicate digitally. Let's talk.

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