Key Disclosures

Nicolene Traut is an authorised representative of Momentum Consult (Pty) Ltd and has been contracted to Momentum Consult (Pty) Ltd in the capacity of a Financial Adviser. Nicolene has been in the financial services industry for more than 10 years. Her past experience includes work at: Momentum Financial Planning and Discovery and in the Marketing industry.

Momentum Consult (Pty) Ltd is an authorised financial services provider (FSP no. 5503).

Qualifications & Memberships

• Bachelor of Commerce Marketing Management
• RE1
• RE 3
• Council of Medical Schemes
• Discovery Financial advisors Academy Graduate

Potential Conflict of Interest

Nicolene is remunerated on a commission and/or fee basis and declares that more than 30% of her income in the past 12 months has been derived from the following provider: Momentum.

Financial Advisers of Momentum Consult may participate in an annual deferred compensation share scheme, but allocation will not be based on support of any product provider or product choice. Nicolene does not own more than 10% of issued shares or equivalent financial interest directly or indirectly in any product provider.

Code Financial Product Authorised:

1.1 Long-Term Insurance Subcategory A 

1.2 Short-Term Insurance Personal Lines

1.3 Long-Term Insurance Subcategory B1

1.20 Long-Term Insurance Subcategory B1

1.21 Long-Term Insurance Subcategory B2

1.22 Long-Term Insurance Subcategory B1

1.23 Short-Term Insurance Personal Lines A1

1.24 Structured Deposits 

1.4 Long-Term Insurance Subcategory C

1.5 Retail Pension Benefits 

1.6 Short-Term insurance Commercial Lines 

1.7 Pension Funds Benefits

1.14 Participatory interests in a collective investment scheme

1.16 Health Service Benefits

Professional Indemnity Cover

If the financial adviser does not meet the minimum standards prescribed by legislation relating to academic qualifications and/or experience, the financial adviser may render financial services under the supervision of a competent key individual or representative of the financial services provider. Momentum Consult (Pty) Ltd prohibits the financial adviser from rendering financial services in any of the product categories other than those indicated above. Momentum Consult (Pty) Ltd is a subsidiary of Momentum Metropolitan Strategic Investments (Pty) Ltd, who is a subsidiary of Momentum Metropolitan Holdings Ltd. Momentum Consult (Pty) Ltd accepts responsibility for activities of financial advisers that are performed within the course and scope of their mandate but this is limited to the products for which they are authorised to give advice or provide intermediary services. Momentum Metropolitan Holdings Ltd holds professional indemnity and fidelity insurance cover, but does not hold any guarantees. Momentum Consult (Pty) Ltd is insured for claims against it, arising from professional negligence, errors and omissions on the part of representatives as well as dishonesty.

Where do I operate? 

• Face-to face
• Johannesburg and Pretoria and surroundings
• Virtual Nationwide
• Experience with assisting South African Residents and expats in Australia, United States of America, United Kingdom, Switzerland and United Arab Emirates.
  

Short-Term Insurance

5Bryte Insurance, Consult VAPS, Guardrisk, King Price, Momentum Insure, Old Mutual Insure, Admin HousesBrolink.

Gap Cover

Admed (Guardrisk), Momentum Gap Cover, Sirago, Stratum, Zestlife.

Life and Risk

Brightrock, Liberty Life, Metropolitan Life, Momentum, PPS.

Employee Benefits

Liberty Corporate, Momentum Funds@Work.

Healthcare

Bestmed, Bonitas, Fedhealth, Keyhealth, Medihelp, Momentum Health, Profmed.

Linked Investments

INN8, Liberty, Momentum Collective Investments, Momentum Wealth, Momentum Wealth International, PPS Investments.

Funeral Cover

Liberty ECM, Momentum Myriad. 

Additional Services

Momentum Trust.

Head Office:

268 West Street, Centurion, 0046

PO Box 11123, Centurion, 0146

www.momentumconsult.co.za

Compliance Office:

Jackie Drotsky

Tell 087 742 7541

Email: compliance@consultm.co.za